San Diego Identity Theft Lawyer

We should be able to move freely on any platform without worrying about our personal information being stolen for dishonest gain. Unfortunately, cybercrime is one of the negative consequences associated with the rise of the Internet. Identity theft is a form of cybercrime that affects victims years after the incident has occurred. 

When dealing with the legal repercussions of identity theft, it can feel like you are alone; but that is not the case. A San Diego identity theft lawyer can help you recover from the damage caused by your identity theft incident.

man reviewing his credit report

Contact an identity theft lawyer for help regaining control of your life in San Diego.

Common Forms of Identity Theft

Identity theft occurs when a person illegally obtains another person’s private and financial information and uses it for criminal purposes. A cybercriminal can obtain a person’s Social Security number or bank account information and use the information to obtain credit cards and even medical care through several methods. Some of the common forms of identity theft include financial, synthetic, criminal, and medical, among others.

Financial Identity Theft

Financial identity theft occurs when a hacker uses a person’s private data for financial purposes. Some examples of financial identity theft include obtaining new credit cards, opening new bank accounts, and stealing money from existing bank accounts in the victim’s name.

Identity Theft of a Child

Another subset of financial identity theft, child identity theft, occurs when a hacker uses a child’s personal information to open a credit card or new account in the child’s name. Because children do not possess a credit history, it is easier for hackers to steal their information. Hackers can even use the child’s information to obtain a new driver’s license or apply for an apartment.

Criminal Identity Theft

Criminal identity theft happens when a person who is arrested offers someone else’s name instead of providing their name. This identity theft can also occur when someone provides a fake or stolen ID to the police. Criminal identity theft is often difficult to detect until a severe consequence such as a court summons occurs.

Medical Identity Theft

One of the most frightening forms of identity is medical identity theft. This identity theft happens when a hacker obtains a person’s private information to obtain healthcare services. Hackers commit this type of identity theft to obtain prescription drugs, access to medical services, and medical devices. This type of identity theft can result in additional services, expenses, and devices that you did not authorize.

Signs of Identity Theft

One of the scariest things about identity theft is that you don’t always know when it has happened. One of the best ways to ensure you are not a victim of identity theft is to regularly review your credit report. You are entitled to a free copy of your credit report from each of the Big Three consumer reporting agencies (Equifax, Experian, TransUnion) and can obtain your report for free on

Once you have a copy of your credit report, you should look for any of the following, each of which can be a sign that you are a victim of identity theft:

  • Accounts that do not belong to you
  • Records that are not yours
  • Inquiries from companies from whom you never applied for credit
  • Names that are not yours
  • Birthdates that are not yours
  • Social security numbers that are not yours
  • Addresses where you have never lived 

Serious Consequences of Identity Theft

The consequences of identity theft can last from several months to several years. It is terrifying to know that a stranger has complete access to your financial and personal information. You can suffer from serious consequences like enormous debt, poor credit, a false criminal record, and lost money and time. You may find yourself financially responsible for decisions that you did not make, debt that you did not accumulate, and crimes that you did not commit.

Why You Need an Identity Theft Lawyer in San Diego

It can take an enormous amount of time to reverse the effects of an identity theft incident. Depending on the nature of your incident, you may have to resolve different amounts of debt, criminal convictions, and unpaid expenses. With the different financial consequences, it is easy to become overwhelmed with how to proceed. 

A San Diego identity theft attorney can help guide you on how best to recover your financial and personal information. We can provide guidance and assistance with all steps of the process, from filing the necessary reports to disputing with the credit reporting agencies, to filing lawsuits to recover financial damages, to helping you implement a security freeze on your credit file to prevent ongoing unauthorized use of your information. 

Filing Your Identity Theft Incident with the Federal Trade Commission (FTC)

An identity theft attorney in San Diego can help you file a report of your identity theft with the Federal Trade Commission (FTC). You can file an official report online. Once a report has been filed, you will receive an identity theft report that you can give to several parties, from the police to several credit reporting agencies.

Filing a Police Report

Another way that an identity theft lawyer can help you is by filing a police report. While identity theft can seem like an invisible crime, filing a police report can help strengthen your chances of discovering the person who stole your identity. Hackers who are using your personal information to open new accounts will find it more difficult once the police are notified of your incident. An identity theft lawyer can help guide you through filing a police report. The required documents needed to file a police report include:

  • A government-issued ID.
  • A copy of the identity theft report from the FTC.
  • Evidence of identity theft.
  • Removing false accounts from your credit report.

An identity theft lawyer can also help to remove any fraudulent accounts from your credit report. Hackers can add numerous unpaid debts to your credit report that can affect your credit history and financial history. An identity theft lawyer can contact several credit agencies on your behalf and ensure that all fraudulent accounts are removed. Any current accounts that have been compromised from the identity theft incident can also be frozen.

Recovering from Financial Losses

Another way that an identity theft lawyer can help is by assisting you with recovering your financial losses. Because identity theft is a federal crime, there are legislations established to help protect you from the consequences of identity theft. Through the Fair Credit Billing Act, you are allowed to file a claim with your financial institution that can reimburse you for any unauthorized payments made by the hacker.

Contact a San Diego Identity Theft Lawyer Today

If you or your loved one have recently been the victim of identity theft, contact a San Diego identity theft lawyer at Berger Montague. Our lawsuits and class actions are based on a contingent fee basis. That means that plaintiffs and the class do not pay out-of-pocket attorneys’ fees unless there is a recovery. Submit our contact form, or call our office today to schedule a consultation.